As always, the Pekada team is back to bring you their favourite things for Christmas 2020. 2020 has been a year like no other and a lot of the team’s choices reflect what has gone on this year. Let us know if you like any of the choices or what you are looking out for under the tree this year!
Stocking stuffers (under $25)
Customized cup is a no brainer for a personalised present with some meaning to it (Mardy): Zazzle – Customised Cup
Non Wines, as someone who doesn’t drink alcohol, these up the fancy factor at a dinner party so you don’t feel left out! (Rhiannon) – Non Wines
Throw Throw Burrito Dodgeball Card Game – Always good to throw a Burrito at someone just for fun (Kirsty) – Throw Throw Burrito Game
Succulent of some sort in a nice pot – a real winner with more working from home and can brighten up the desk space. Also from experience very easy to maintain and keep alive! (Pete)- 130mm Ceramic Bowl Succulent Garden | Bunnings Warehouse
Some scented candles to spruce up the home when family is around (Manu) – Ecoya Candle @ Myer
I have just started getting back into golf and I’m not that good so a new pack of balls to replace all the ones I’ve lost would be great (Zac) – Srixon golf balls @ Drummond Golf
For me a voucher to spend on natural and eco-friendly products from Nourished Life would float my boat. Can’t go past a new lipstick! (Sarah) – Nourished Life
When you are trying to impress (Up to $200)
Copy of Cyberpunk 2077 which is one of the most anticipated and hyped games of this year (Mardy) – Cyberpunk Game
Microneedling Kit – I got into at home microneedling while in lockdown and love the results! (Rhiannon) – Microneedling Kit @ Adore Beauty
Makita 18V Line Trimmer – I really need to up my lawn edging game (Kirsty) – Makita Line Trimmer @ Bunnings
Shure Aonic 215 Sound Isolating Earphones w/ Universal Cable (Clear) – if ever there was a year for good corded headphones then this is the year. 2021 promises to be full of Zoom calls and from experience you want a corded pair to avoid lag and charging issues. (Pete) – Shure earphones @ Store DJ
A simple yet beautiful Tiffany & Co. Necklace (Manu) – Tiffany & Co Bean Design Necklace
Music on the go with an Ultimate Ears BOOM speaker. The joy of music wherever you are! (Sarah) – Ultimate Ears Website
A good food gift card to use at any of Melbourne’s amazing restaurants, that was one of the main things I missed in lockdown was heading out to a restaurant with friends so this will help make up for lost time (Zac) – Good Food Gift Card
Sky is the limit (imagining we just won lotto and price is not a consideration!)
A classic Rolex DateJust 36 (Mardy) – Rolex DateJust 36 Watch
Sal Salis Resort – This has been on my bucket list for over 10 years and this year has taught me not to kick the can down the road anymore (Rhiannon) – Sal Salis Resort
I would love to take my kids and family on a 5 star Disneyland holiday (Kirsty) – Disneyland Holiday Tours
Somewhere I’ve always wanted to visit with the family – the great barrier reef (Manu) – Great Barrier Reef
Covid has me thinking of spending more time in Victoria, so a weekend away with dinner & matched wines (of course) at Brae. You can stay next door to the restaurant at the guest suites which look amazing, and save you having to travel with a full belly! (Pete) – https://braerestaurant.com/ & Brae Guest Suites (broadsheet.com.au)
A beachside holiday home in Byron Bay to share with friends and family for me please. If there’s no limit a Yoga/Dance studio too! (Sarah) – Visit Byron Bay
Provided America gets COVID under control… Courtside seats to the NBA to see Dallas Mavericks vs LA Lakers. Would be amazing to see the old goat (Lebron) vs the new goat (Luka) in action (Zac)
While the physical office locations have been gathering dust, the Pekada team has been keeping busy working from home. While absence does make the heart grow fonder, I am pleased to report that our regular virtual morning tea is going to be replaced with a very analogue in-person lunch next Thursday. Zac wasted no time after Dan Andrews announced an easing of restrictions to secure our team Christmas Party lunch down in what he describes as God’s Country (Mornington Peninsula) at Ten Minutes By Tractor. Very excited to get the band back together after not being in the office since March, and hope you understand us taking the afternoon out of the office.
how it started : how it’s going
Until next time!
-The Pekada team
Victoria is heading into stage four lockdown which will hurt a lot of businesses greatly. We are proud Melbournian’s and Victorian’s at Pekada and want to try and spread the word out about great Victorian businesses that are still trading during this time and we would love your help! If there are any businesses that you love what they are doing during lockdown, shoot us an email and we will add them to this list!
Zac: I, like many others, love Melbourne’s many great restaurants and one of the things I have missed the most during lockdown is being able to go out and visit them but during this a new business has started called Providoor, which has heaps of Melbourne’s great restaurants, all on the one sight and they deliver straight to your door and only a little bit of prep work is required to have restaurant quality food in your own home (tipo 00’s pasta is insane) – https://www.providoor.com.au/
Another of the things I am missing during lockdown is been able to go and grab a coffee as easily as before. I’m currently living down the Mornington Peninsula and have loved the beans from Commonfolk Coffee, can order online and get delivered. I am particularly enjoying the BRRR blend at the moment – https://www.commonfolkcoffee.com.au/
One of Australia’s best chef Ben Shewry from Attica is running a soup project where he is selling different soups and using money from that to feed some of the hospitality workers who have been left out of work due to the pandemic but are not entitled to any government benefits – https://www.attica.com.au/soup-project
Following on from restaurants doing good things, Good Gnocchi in Carlton are giving away free spaghetti to people who are struggling financially during COVID, so they are a great takeaway option to continue to support their amazing work – https://www.goodgnocchi.com/
Rhiannon: I have used Melbourne online paint company Tint during lockdown, was so easy and quick to get samples delivered (as in I ordered in the morning and they arrived that afternoon), and then the paint and full paint kit. Plus for a beginner painter like me their How to guide was really helpful! Paint was also 99% VOC free so no overwhelming paint smells and kids could sleep in the room that night no problems. – https://tintpaint.com.au/
Pete: I am a big fan of Naked Wines, good wine selection from local producers which aren’t part of the big companies. Feel good vino! – https://www.nakedwines.com.au/
This one is not a business, but do yourself a favour and add a little variety to your viewing schedule with an online pass to MIFF 68 1/2 – a digital film festival for 2020. We have been warned that there is some content which is not PG13 friendly, so perhaps tuck the kids into bed early! – https://miff.com.au/
As we said at the start, please let us know of any you like and we will add them to the list!
The Pekada team, like many others, is into their fifth month of working from home and that has led to some new hobbies in between their video calls. Some are getting creative through painting and cooking whilst others are trying to grow their own fruit and vegetables and work on their jump shot.
Pete and Zac have started to try and live off the land and eliminate a few extra trips to the supermarket by growing their own vegetables. Stay tuned for next edition of The Office to see how they go!
Pete is also attempting to assemble a basketball ring to work on his jump shot in the backyard. Take note of the business up the top, comfort down below outfit. Perfect for video calls.
Also, you will note the patchy state of the lawn behind him. Help! Any lawn gurus out there, please send Pete some tips.
Jackie has been very busy in the kitchen during the break, learning many new dishes. One of them pictured below!
Another few months have passed since we last spoke and the Pekada team, like most other businesses, have got used to the new norm that is working from home. For some in the team, that home has changed location and for others, staying from home and in lockdown has lead to some new hobbies which you will see below.
Rhiannon & Pete move to the burbs!
A big congratulations to Rhiannon and Pete have traded in the balcony for the backyard and have moved out to the suburbs! Remy and Mette are said to be pretty happy with the cubby house and sandpit in the backyard as well.
New lockdown hobbies
Been stuck inside for prolonged periods of time has lead a lot of people to try and take on new skills during this isolation period, the main one that is a theme throughout the Pekada office has been cooking. Zac inspired by Masterchef (please email him to discuss if you’re also a fan), had a go at a Victoria sponge and made his own pasta with fresh truffle over the top whilst Kirsty’s daughter Ruby created an amazing breakfast that wouldn’t look out of place in any of Melbourne’s cafes, amazing work from someone who is only 13! Pete and Rhiannon’s son Remy also tried his hand at making cupcake’s for the first time, check out the mess below!
If you’ve got any good recipe’s or photo’s of your own, be sure to send them in. Zac needs all the help and inspiration he can get!
Happy New Financial Year!
If you are anything like me, you are hoping that the end of the financial year is the reset we need for 2020. Bring on the 2021FY, I say!! There is something about milestone dates that shifts you into ‘planning and reflecting’ mode, and this start to the 2021 financial year is no different for me.
In recent weeks, my team and I have received some wonderful comments from our clients who have reached their significant milestones/goals. This is welcomed positive vibes considering what this year has dished up so far… and if we are honest, who doesn’t like a little ego boost now and then!
A couple of these really stand out, as their planned early retirements have been part of on ongoing planning process for over a decade each. Not even the “Covid curveball” has stood in the way of it becoming a reality (and on schedule) in 2020.
What I love most about these milestones, is that we were able to play a role in ensuring these “plans” became a reality despite the many curveballs over the years. It is not always smooth sailing and often resembles a rollercoaster more than the beautifully smooth graphs used in the initial plan and modelling to set course. Call me crazy, but I like the rollercoaster and challenge of it all. On some subconscious level, I am sure it makes the success that much sweeter.
Planning is personal, and as advisers, we are fully invested in our clients achieving what is important to them. It is a privilege and why I got into and love financial planning.
Here’s to an awesome 2021 Financial Year!
The weekend (May 3rd) saw us mark 100 days since the first recorded case of COVID-19 in Australia and it the restrictions and subsequent isolation has impacted us all. To share a few our personal experiences and also some ideas to assist in getting through this, the Pekada team have had time to sit and think about what they like and don’t like about isolation along with their best tip!
Favourite thing about isolation:
Least favourite thing about isolation:
Number 1 isolation tip!
After a result that came down to the wire with only one correct tip in it last year, the Pekada footy tipping is back! With big prizes to be won it’s a good chance to show your footy knowledge and win some prizes along the way. With everything going on in the world at the moment regarding COVID-19 we will consider the season complete if there is at least 10 games of footy! Click here to join and to read more, the password to enter is pekadafooty20.
-$1,000 Pekada Advice Fee Voucher (can be used for initial advice fees and ongoing fees. Transferable to friends and family of the winner. Not redeemable for cash.), plus
-$500 Cash Prize
-$250 Pekada Gift Voucher (can be used for initial advice fees and ongoing fees. Transferable) plus,
-$250 Cash Prize
-$100 Cash Prize
The weekly prize for all correct tips each round excluding finals and split rounds:
-$50 Cash Prize (in the event of multiple tipsters with all correct, then margin applies for tie-breaker and split the $50 prize in the event that both have all tips correct and exact same margin selected)
Note: One entry per person. Pekada reserves the right to remove anyone from the comp who is deemed to not be acting in the spirit of the competition… which is to have fun and play fair! Also, with the current situation regarding COVID-19, we will consider the season complete and pay prizes if there are ten rounds of footy.
Changes effective immediately:
We have planned our entire business and systems to allow our team to work anywhere with merely a laptop and internet connection. Video & phone conferencing is available for all meetings via Zoom video conferencing. Zoom is a free and convenient means of communicating with us in a secure, encrypted environment. Good internet connections prevailing you may not even notice the difference.
We ask that common sense is used around face to face meetings. We have people at higher risk in our lives (as I’m sure most people do), so please consider our above digital meeting options if you are showing any signs of cold/flu.
We are not wanting to create panic ala #toiletpapergate, but rather see this as a sensible approach to reduce risks to our people and the community.
Please be assured that we will keep you informed of any significant developments. If you have any questions or concerns, please do not hesitate to contact your Financial Adviser.
Take care of yourself and eachother out there!
After the Royal Commission there has been a number of changes to our industry and one of those is the new education standards and an exam is a part of that. FASEA (Financial Adviser Standards and Ethics Authority) have set an exam that all advisers must complete before 2021. The three and a half hour exam tests knowledge on key pieces of regulation, financial advice construction and the FASEA code of ethics. We’re very happy to say that Rhiannon, Pete and Zac all got on the front foot and sat the exam last year and have all passed!
Four Day Work Week
We’ve started trialling a four day work week in the Pekada office after doing productivity training late last year. The idea is that both productivity and happiness soar as a result. The days are alternated between staff members so the office is always open and your adviser will still be able to be reached via text message if anything is super urgent but there will be someone in the office to help with any of your queries. To read more about the four day work week head here.
Footy Tipping Is Back!
After a result that came down to the wire with only one correct tip in it last year, the Pekada footy tipping is back! With big prizes to be won it’s a good chance to show your footy knowledge and win some prizes along the way. Click here to join and to read more about the prizes available, the password to enter is pekadafooty20.
New face around the office!
We have a new financial planning intern starting with us next month. Luke is fresh out of a financial planning degree and looking to wrap his head around the exciting and wonderful world that is financial planning. If you are meeting with your adviser in the coming months, don’t be surprised if you see a new face around the office. Please join us in welcoming Luke to the Pekada team!
Family Day Fun
The Pekada team had a family day at B.Lucky and Sons in Docklands for some bowling and arcade games. Was a great chance for the kids and big kids alike to get together for some fun and the chance at bragging rights. The competition was close but the win eventually went to Brent with a score in the 160’s! Check out the photos below.