Our advice process is designed to deliver you financial independence and success. This isn’t a one-time event. We are not not here to sell you some product and move on. It’s a relationship.
This is where we get to know you, where you are now and where you would like to be.
We charge a flat fee for our discovery sessions of $275 for Principal Advisers and $220 for Financial Advisers.
This covers the cost of researching, preparing and implementing your financial plan (Statement of Advice) and is based on a set dollar amount ranging from $1,650 – $8,800.
This will vary depending upon the scope and complexity of the advice. Should your circumstances be particularly unique or complex, our fees may vary from this range.
The fee for this service varies and is dependent on the level of support you require and the complexity of your personal situation. We are happy to discuss this aspect of our service with you during the advice process.
We have a tiered structure for our fees which are based on funds under our advice. It may be charged as a set dollar amount (starting from $2,200pa) or a percentage of your investments (up to 1.1% subject to a minimum of $2,200).
If taking full control over your superannuation and retirement plans is important to you then a self managed superannuation fund gives you the flexibility to manage your retirement savings the way you want.
Important things like your SMSF can get as complicated and the Pekada team are well versed in the strategic, legislative, technical and compliance sides of SMSF so we can take it all off your hands or just one or two in-depth aspects. It’s up to you.
The only problem with short term gains is that they are, by definition, for the short term. Rome wasn’t built in a day and your personal, sustainable wealth empire needs to stand the test of time. We take a tailored approach to constructing your portfolio based on your needs and preferences so that you have a portfolio that reflects you and delivers what you need.
Consider Pekada your long-term investment advocate and partner in your success. We ensure you have 24/7 access to the information you need and partner with the best investment providers so that you can be confident that your money is working hard for you.
Once you are no longer working you will need an ongoing income so that you can maintain your lifestyle in retirement. We take the time to understand what your plans and needs are in the next phase of your life, so we can help you organise your assets to best achieve them.
It is all about having the right amount of money available for you at the right time. To ensure this is seamless we set up the different sources of retirement income so your money lasts as long as you do.
Often referred to as your “nest egg” your superannuation is an important piece of your lifestyle flexibility and retirement puzzle.
We are specialists in ensuring that your super reflects what you want and need. Maximising your opportunities within your super account as you accumulate your retirement savings.
Your income is the foundation upon which your lifestyle and financial goals are built. It’s important to identify, quantify, and track all your income and expenses. Done right we can assist you get the most out of your money by being more effective with your cashflow and ultimately reaching your financial goals sooner, with peace of mind that you remain on track through regular reviews.
We understand that while talking about ‘worst case’ scenarios might not be the most exciting topic of conversation, it is a vital part of a sound plan. We take the time to understand what is most important to you and provide solutions on how to protect and minimise the risk.
At Pekada we make it simple to protect family, lifestyle, assets and income with the right mix of personal insurances including Life, TPD, Trauma and Income Protection.
Leverage is about boosting potential returns. Borrowing to invest or gearing provides a tax effective solution to increase the scale of investments for growth minded investors. Through leveraging your contribution it has the potential to magnify your returns, but on the flip side present the risk of magnifying your losses – which means getting it right is vital and that’s where we come in.
We work through the options with our clients and provide a detailed assessment to ensure that you have all of the important information to implement a tax effective gearing strategy sensibly and using the right tools.
We assist our clients to build, preserve and ultimately pass on their wealth to the next generation. Our team has expertise in a wide range of estate planning strategies including superannuation, wills, power of attorney, and trusts which allows us to create tailored succession plans which achieve the outcomes you want.
We have the important conversations needed to really understand what is important to you and how best to transfer your wealth to the next generation and/or make philanthropic contributions. The right actions now can save your family a lot of uncertainty and headaches later and that the value of your estate is not eroded unnecessarily due to tax and other expenses.